Gold Loans Market - Statistics & Insights

Gold Loans overview

The Gold Loans Market represented a critical segment of the retail lending ecosystem in 2025, driven by the use of physical gold as collateral to access short-term and working capital financing. The Gold Loans Market supported household liquidity, small enterprises, traders, and agricultural borrowers, particularly in regions with high gold ownership and limited penetration of unsecured credit. For lending institutions, the Gold Loans Market offered structural advantages such as lower credit risk, rapid disbursement cycles, and a stable asset-backed lending framework.

Published by MMR Statistics Research Team, Updated
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